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Out and About November 2020 Darwin Home Loan, Darwin Mortgage Broker

I am writing this from Numbulwar out on the gulf. An amazing spot, yes I went fishing and yes I caught a fish.

Territory apartment owners demand time limits on building caretaker contracts Nick Kirlew Darwin Mortgage Broker

Recent ABC News Article

NT Property News 16 September 2019

THE tender for stage two of Zuccoli Primary School has been awarded to Territory company Sunbuild.

Authorised Deposit-taking Institution Nick Kirlew Darwin Mortgage Broker

Here is the list of ADI approved banks: https://www.fcs.gov.au/which-adis-are-covered

The importance of doing your research in a growing lender marketplace Mortgage Broker Darwin for a Home Loan Nick Kirlew

A dramatic increase in the number of lenders has highlighted the need for greater research and consideration, or ‘due diligence’, when searching and applying for a loan.

CBA Market is bottoming out Mortgage Broker Darwin for a Home Loan Nick Kirlew

Commonwealth Bank of Australia, the nation’s largest property lender, claims there are clear signs the residential property market is bottoming and set for a rebound after two year’s in the doldrum

Out and About July 2019 - Two Out Of Three Ain't Bad Mortgage Broker Darwin for a Home Loan Nick Kirlew

Late July 2019 in the Top End and the weather is cracking. The dry continues with low temperatures and cool breezes.

Northern Territory Property News June 2019 Mortgage Broker Darwin for a Home Loan Nick Kirlew

Saturday 22nd June 2019

Northern Territory Property News May 2019

Wednesday 22nd May 2019

NT cattle property Carmor Plains sold to Malaysia's Sarawak Economic Development Corporation for $20m.

Building Approvals Mortgage Broker Darwin for a Home Loan Nick Kirlew

City of Darwin's building approvals are used as a leading indicator of the general level of residential development, economic activity, employment and investment.

Northern Territory Property News March 2019

Wednesday 13th March 2019

Redevelopment of John Stokes Square has taken another step forward with the release of a tender for contractors to clear the site.

New home ownership package Nick Kirlew Darwin Mortgage Broker

The government announces a new home ownership package which will make the NT’s home ownership incentives the most generous and broadest in Australia.

Northern Territory Property News February 2019 Lighning strike image from ABC Darwin Facebook site
Lightning strike image from ABC Darwin Facebook site.

Thursday 28th February 2019

Northern Territory Property News January 2019 Hector

Wednesday 23rd January 2019

A MELBOURNE property fund has snapped up two Darwin CBD buildings for $50 million.

Understanding your credit score 101

Do you know your credit score or why it matters? Your credit score is important as many lenders use it to understand your past credit profile.

7 hot tips if your resolution is to get a mortgage in the New Year Nick Kirlew Darwin Mortgage Broker

Sometimes, just getting through Christmas can be enough of a slog without worrying about the New Year.

Self-employed and want a home loan? An alt doc loan might be right for you Self employed seeking a home loan

If you're self-employed or you own your own business, you’ll know all about the challenges of admin - keeping your accounts, finances and income flow all on track.

Is bad credit a total barrier to a home loan? Nick Kirlew Darwin Mortgage Broker

Your finances can get a bit out of control sometimes, for all sorts of reasons.

Northern Territory Property News November 2018 Nick Kirlew Darwin Mortgage Broker

Thursday 1st November 2018

Northern Territory Property News October 2018 Nick Kirlew Darwin Mortgage Broker

Saturday 27th October 2018

Delaware North mooted as buyer for Darwin's Sky City Casino. https://www.delawarenorth.com/

Northern Territory Property News September 2018 Uluru Rain

Uluru Rain - photo by Kartikeya Sharma via ABC Alice Springs.

Greater Darwin Area New to Darwin

16% of homes in the greater Darwin region are owned outright: A

Northern Territory Property News August 2018 https://www.facebook.com/NathansArtPageO

Photo from https://www.facebook.com/NathansArtPageO Iluka Art and Design

Hello Folks,

Your Broker Behind You Darwin Home Loan Nick Kirlew

Mortgage Brokers help secure finance for over half of all home loans every year in Australia.

What you need to supply when applying for a home loan Nick Kirlew Darwin Mortgage Broker

How do you actually apply for a Darwin home loan? What documentation do you need?

First meeting with a broker Nick Kirlew Darwin Mortgage Broker

If you’re looking for a home loan in Darwin but are inexperienced with mortgage brokers, attending your first appointment with a broker can be a nervous experience.

Northern Territory Property News July 2018 Nick Kirlew Darwin Mortgage Broker

Hello Folks,

Out and About June 2018 Nick Kirlew Darwin Mortgage Broker

30/06/2018 - Saturday

How to buy a house when you have a HECS or HELP debt Nick Kirlew Darwin Home Loan

Paying off your education is no reason to put off buying property.

Saving for your first home? Nick Kirlew Darwin Mortgage Broker

From today, first home buyers will be able to withdraw voluntary contributions of up to $15,000 per year and $30,000 in total from their superannuation to purchase a home.

Can your profession save you on your home loan? Nick Kirlew Darwin Mortgage Broker

When it comes to saving on your mortgage, some of you may not have to look further than your job.

Mortgage Makeover Nick Kirlew Darwin Mortgage Broker

Do you need a Mortgage Makeover? 20 mins that could save you thousands.

Ask your self these quick questions:

How to avoid paying too much for a home Nick Kirlew Darwin Mortgage Broker

Knowing what a property is worth is central to avoiding paying too much for it.

Out and About May 2018

30/05/2018 - Wednesday

How to get the most out of refinancing Nick Kirlew Darwin Mortgage Broker

Everyone wants to pay less on their mortgage, and refinancing is one strategy to help lower your interest rates – but is it worth it?

3 Refinancing traps to avoid Nick Kirlew Darwin Mortgage Broker

Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits.

Who are the different parties involved in purchasing property? Nick Kirlew Darwin Mortgage Broker

Purchasing a property is a thrilling yet nerve-wracking experience, which is why it can be handy to surround yourself with a network of support and expertise.

Refinancing could save you thousands – and give you greater flexibility refinance home loan
Why your business loan was rejected Nick Kirlew Darwin Home Loan

Due to the risks involved, strict guidelines are imposed on business finance, so securing approval can be difficult. Here are a few mistakes to avoid to increase your chances of approval.

Out and About April 2018 Nick Kirlew Darwin Mortgage Broker

The month after Cyclone Marcus Darwin has seen a big clean up with many of the downed street trees cleared away.

7 ways a personal loan can help you meet your goals Kitchen renovation

Whether it’s swapping the day job for self-employment, starting a new life in a city you’ve always hoped to live in, or getting your financial life on track, some goals require money to help achiev

Personal Loan Nick Kirlew Darwin Mortgage Broker

Personal Loans Interest rates from 9.99% p.a. to 21.74% p.a.* (comparison rate)** based on your circumstances.

Asset Finance

If you are looking for asset financ

Why property investors need savings Nick Kirlew Darwin Mortgage Broker

Urgent maintenance is an unavoidable aspect of being a landlord, so having a cash buffer set aside will help you deal with any unexpected problems.

Is a family guarantee right for you? Nick Kirlew Darwin Mortgage Broker

Entering the property market is no easy feat for a first homebuyer, but even parents who aren’t prepared to hand over cash for a deposit may help by being a guarantor on a loan.

Selling your home? Here are the first steps to take Nick Kirlew Darwin Home Loan

There is more to selling your home than putting up a ‘For Sale’ sign on your front lawn.

Small business finance without the bank Nick Kirlew Darwin Home Loan

While SMEs account for 97 per cent of Australian businesses, it can still be difficult to make a case to a bank when looking for finance to start a new business or invest in the growth of an existi

What counts as genuine savings in a loan application? Nick Kirlew Darwin Mortgage Broker

What counts as genuine savings in a loan application?

Exit costs when refinancing Nick Kirlew Darwin Mortgage Broker

Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower interest rate and making the change.

Rentvesting - enter the property market without sacrificing your current lifestyle Nick Kirlew Darwin Mortgage Broker

As property prices continue to rise, purchasing in a centrally-located or sought-after area is out of reach for the average working millennial.

How to refinance to renovate? Nick Kirlew Mortgage Broker

Refinancing your assets to renovate a property is a significant decision that will hopefully improve your standard of living or add substantial value to your property.

How to speed up your home loan approval Fast track your home loan

Asking how long it takes to get a loan approved is like asking how long a piece of string is.

Top ways to cut your expenses and increase your savings Mortgage Broker, Darwin, Home Loan

Is the key to saving a home deposit as simple as giving up smas

Know your risks Chained house

TIP OF THE DAY:

Has anyone ever spent the time to explain to you the ups and downs of Cross Collateralisation?

Budgeting Money Houses

TIP OF THE DAY:

Planning For Wealth Pig with goals

TIP OF THE DAY:

Always compare apples with apples Percentage

TIP OF THE DAY:

Don’t be conned by thinking that interest rates are the only measure of what a mortgage is really costing you.

FINANCE TIP OF THE DAY: Man with arrows

Which loan is right for you?

WHAT ARE YOUR DREAMS FOR THIS SUMMER? Pool with Sandals

People refinance their home loan for many reasons, one of them might be as simple as adding a swimming pool to the family home for the hot summer that’s nearly upon us…

FIRST HOME OWNERS TIP OF THE DAY: For Sale House

Don’t forget to plan out all of the costs involved when buying your first property. Deposit generally isn’t the only cost involved.

What is LVR? Picture of house

The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’.

Why does my broker ask for so much documentation? Why does my broker ask for so much documentation?

No one likes paperwork; however, providing your broker with the right documentation will save you time and money.

How to avoid paying LMI Avoid LMI

Lender’s mortgage insurance (LMI) is required in many insta

Refinancing traps to avoid Mortgage Broker, Darwin, Home Loan

Whether you’re after lower repayments or want to tap into the equity sitting in your home, refinancing can offer a world of benefits.

10 Steps to increase your borrowing power. 10 Steps to increase your borrowing power.

Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt.

How do I know I'm getting a good deal from my lender?

With so many products offered by various lenders, it can be quite perplexing trying to figure out whether or not you’ve scored yourself a good deal on your home loan.

Small business finance without the headache Small Business Finance

While SMEs account for 97 per cent of Australian businesses, it can still be difficult to make a case to a bank when looking for finance to start a new business or invest in the growth of an existi

How to pay off your home loan faster and save big bucks Pay off your home loan faster

Reducing the life of your loan isn’t difficult; there are many simple things you can do to cut years off your mortgage.

How to invest on a low income Low income property investment

While you may not need a six-figure salary to invest in property, those who earn a relatively low income will require a little more creative thinking to start a portfolio.

How to select a business loan Business Loan

There are different types of business loans to suit different stages of a business lifecycle and different business needs, and selecting the right one can speed up the application process and minim

A family pledge loan facility could help you buy your first home Family Pledge Loan

Young couple Chris and Kate were keen to start paying off their own home rather than paying rent, but had no savings.

Why your mortgage broker is calling you Mortgage Broker, Darwin, Home Loan

Wondering why your mortgage broker is contacting you six months after you’ve settled on your property? The simple answer is that a mortgage broker is with you for life.

Six ways to fund a renovation Renovated dining room

Any renovation project, large or small, can be all-consuming in terms of your energy and money. Here are six loan types that can help you with the latter.

Out and About September 2017 Mortgage Broker, Darwin, Home Loan

Well the Darwin festival is over for another year with some great events.
Still amazing weather with cool nights and balmy days.

Five simple ways to increase loan repayments Mortgage Broker, Darwin, Home Loan

Paying off a mortgage can seem relentless – every payment counts of course, but it can seem to be taking forever to make a dent.

Mortgages and break-ups: Some practical tips when separating Mortgage Broker, Darwin, Home Loan

Breaking up is hard to do. On top of the emotional impact, there are practical ramifications as well.

How redraw works and why it’s a handy loan feature Mortgage Broker, Darwin, Home Loan

It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why:

How to buy a home when you’re self-employed Mortgage Broker, Darwin, Home Loan

Self-employed borrowers come up against the challenge of not being able to simply present payslips and tax returns to back up their loan applications.

4 differences between a mortgage broker and a bank lender Nick Kirlew Mortgage Broker

It’s easy to walk into the local bank and talk to a lender, or apply online for a home loan, but it may not always be the best option.

Did you know that there are over 50 properties for sale for under $325,000 in the Darwin region this week? First Home Buyer

Did you know that there are over 50 properties for sale for under $325,000 in the Darwin region this week?

Wow, how quickly are interest rates moving at the moment! First Home Buyer

If you are like my partner and I, the emails, phone calls and letters coming from the bank advising this rate is going up and this rate is going down are adding to the confusion.

When should I find a mortgage broker? Darwin home loan

Saving for a home? If you haven’t met with a mortgage broker yet, you’re doing it wrong. Here’s why.

Thursday 29th June $209k Wow!

Thursday 22nd June

$30m to be spent upgrading Darwin airport to accommodate US forces as part of the joint Force Posture Initiative.

Buying a property with friends Darwin Mortgage Broker

If you’re looking for a creative way to overcome being locked out of the property market by rising prices, buying a house with a group of friends may be a solution.

Wednesday 21st June Darwin home loan

Monday

Kormilda College is to change hands after 50 years. Bananas are back! Good news for local producers see the lifting of the 4 year old ban on growing Bananas.

A home of one’s own Purchase a property as a single

Are you flying solo and starting to think that buying a property will never be possible?

Sunday 18 June 2017 Investment potential?

The picture is Units 1 - 6 Ryland Road Rapid Creek still on the market this week after the auction

Wednesday 14th June

The Waterfront Luxury 6 Star resort got a run today on the ABC and an article in the NT News. There is a fair bit of push back against letting the foreshore be privatised (I would have to agree).

Sunday 28 May 2017

Yet again Darwin is another Singapore, in a deja vue moment our politicians are off to Singapore ($12k paid by you know who) to see what can be copied and introduced into Darwin.

March 2017 Gold Coin

Here is a round up of news items relevant to Darwin and the Northern Territory around property.

How a guarantor can help you secure finance 82 Bonson Terrace Moulden

When you’re desperately trying to save up a deposit for a home and just see the prices of property climbing and climbing, it’s difficult to remain patient.

February 2017 Kitchen in darwin home

Friday February 24th Department of Infrastructure, Planning and Logistics advertised a Community Land Grant Application for 4 Earhart Court Marrara, a lookup of this shows this is across t

Mortgage broker commissions uncovered Bald man with mortgage dollar

So you’ve decided to partner with a mortgage broker to smooth your first – or return – entry into the world of property, mortgages and loans.

Cash Back - $1 a K Nick Kirlew Darwin Mortgage Broker

For loans settled before 31/01/2019 we will refund $1 for every $1,000 borrowed.
For example if you borrow $250,000 we will refund you $250.

10 questions to ask your credit adviser Mortgage Broker, Darwin, Home Loan

You’ve saved your deposit and you’re ready to start looking at properties, but have you considered all the details?

Here are 10 questions to which you need answers.

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ACL Information

Nick Kirlew Darwin Mortgage Broker

Arafura Finance Brokers is an Authorised Representative (No. 420372) of BLSSA Pty Ltd, ABN 69 117 651 760. Australian Credit License Number 391237.
Nicholas Kirlew is a credit representative (399996) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)
Find us on Facebook: Arafura Finance Brokers
Contact Nick Kirlew on 0447 499 794.
Darwin, Refinance, Home Loans, First Home Buyer, Mortgage Brokers.
2/6 Montoro Court Larrakeyah NT 0820

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