The comparison rates (CPR) for all home loans are based on secured credit of $250,000 and a term of 25 years. The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Interest rates are subject to change and Arafura Finance Brokers with Nick Kirlew Mortgage Broker does not warrant the accuracy of these interest rates or are they to be used as a quote. You must seek advice from your mortgage broker before applying for a loan.