What you need to supply when applying for a home loan

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Nick Kirlew Darwin Mortgage Broker

How do you actually apply for a Darwin home loan? What documentation do you need?

While getting approved for a home loan can be a long and drawn our process with the banks, going through Nick Kirlew Mortgage Broker is much easier. When you’re ready to formally apply, we’ll ask you a few questions—and ask for supporting documents. We’ll then fill in the application on your behalf. Here’s some of the things we’ll need

We need to know you are you! We’ll need copies of your licence and usually one other form of ID like a passport, birth certificate, medicare card or recent electricity bill.

We’ll ask for details about your income so we can calculate your borrowing power and determine the level of your repayments.

The best way to do this is to send us payslips from your employer. If you earn income from other sources, we’ll ask for documentation around that too.

If you’re self-employed, we may ask for a BAS statement.

We’ll ask you if you have a savings account, any shares, property or significant assets (e.g. caravan). We’ll need supporting documentation to prove you own these things.

We’ll ask for details on any liabilities you might have like personal loans, HECS debt, car loans or credit cards.

5. Employment history
It’s helpful to know where you are employed and what type of employment you have, e.g. full-time permanent or contract.


Building a property. If you’ve already negotiated a contract, we’ll need cost estimates and timelines or a copy of the builder’s contract.
Receiving a gift (money) to help you buy your home? We’ll need a letter from the party giving the gift, showing their contribution.

For more information on a Darwin home loan from a Darwin mortgage broker call today on 0447 499 794. You can access our Mortgage Calculator here.


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Nick Kirlew Darwin Mortgage Broker

Arafura Finance Brokers is an Authorised Representative (No. 420372) of BLSSA Pty Ltd, ABN 69 117 651 760. Australian Credit License Number 391237.
Nicholas Kirlew is a credit representative (399996) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)
Find us on Facebook: Arafura Finance Brokers
Contact Nick Kirlew on 0447 499 794.
Darwin, Refinance, Home Loans, First Home Buyer, Mortgage Brokers.
2/6 Montoro Court Larrakeyah NT 0820

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