When you’re desperately trying to save up a deposit for a home and just see the prices of property climbing and climbing, it’s difficult to remain patient. But there is another way: a guarantor can help.

If you don’t have a substantial deposit for a home loan, there are still a number of ways to obtain credit. These are known as family pledges and there are two types available to borrowers: service guarantees and security guarantees.

Three Questions To Ask Before You Refinance Your Home Loan

The home loan market is constantly changing, with new and attractive deals coming up all the time. Refinancing can help you secure a more competitive interest rate, access the equity in your home, add features (such as an offset account) or consolidate your debts, but there are some important questions to consider before you get the ball rolling.

The best apps to help you house hunt, renovate and decorate These days finding the perfect location to buy a property – and some great options for decorating it – is as easy as flicking through your phone. This list of our favorite Australian location and decorating apps will help you both before and after you move in.

Houzz

Category: Interior design and renovation

Buying your own home remains the great Australian dream – and purchasing a second property may help you take your wealth further. Whether you’re building your property investment portfolio, buying a holiday house or supporting a family member, there are plenty of things to think about before you take that next step.

The array of mortgages available helps a good mortgage broker to tailor a package to suit your needs. Here are just some of the options.

Fixed-rate mortgages

With a fixed-rate loan, you know exactly how much you’ll pay per fortnight or month for the fixed period of the loan (usually one to five years).