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How to buy without a 20% deposit

Tropical house

When you consider that a small flat could set you back half a million dollars at the moment, saving a 20% deposit to buy that flat – $100,000 – can seem an insurmountable task. That’s where insurance can help.

Lenders mortgage insurance (LMI) may be an added expense, but it offers buyers the opportunity to dive into the property market earlier, without saving up an entire 20 per cent of the property’s purchase price as a deposit.

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Securing a business loan

7 tips for securing a business loan

Securing a business loan in Australia isn’t necessarily difficult but knowing how to navigate your way can be the difference between success and failure.

1. Work out what is realistic

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How to choose your mortgage broker

House in Fannie Bay Darwin

Choosing the person who will help you make one of the most important decisions in your life can be daunting. Here’s how to find your mortgage broker.

Many people find the right mortgage broker by asking their friends for referrals. This is a fantastic place to start. But sometimes, no one can recommend one in your local area, or you find you just don’t ‘click’ with an adviser someone recommended.

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